BalanceBeacon
BalanceBeacon
BalanceBeacon looks at your real balance, your upcoming bills, and your income, then gives you a straight answer about whether a purchase is safe.
The purchase clears with room to spare. Nothing scheduled is at risk.
It fits, but drops you below your comfort threshold before the next payday.
It puts a scheduled payment at risk, and shows you exactly which one.
Every answer comes with the reasoning behind it, so you can decide for yourself.
If a purchase takes you under, you see precisely how far below zero you'd land and on which date.
Can't afford it today? BalanceBeacon tells you the first date it becomes affordable.
Instead of a vague warning, you see the specific scheduled payment that a purchase would jeopardize.
Set savings goals and choose a snowball or avalanche strategy. Spare money gets pointed where it helps most.
Already track money in Excel? Import an existing workbook and keep your history instead of starting over.
Face ID, Touch ID, or your passcode guards the app. Your numbers never leave the phone.
Right now, everything you enter lives on your device. We do not collect it, we cannot see it, and it is not ours to sell.
Unlock exact shortfalls, earliest affordable dates, savings guidance, debt payoff recommendations, and unlimited purchase checks.
$2.99
per week
$9.99
per month
Save 23% vs weekly
$69.99
per year
Save 55% vs weekly
Subscriptions renew automatically until canceled in your App Store or Google Play account settings. Weekly billing for a full year would total $155.48.
BalanceBeacon is an estimation tool, not financial advice. Its answers depend entirely on the information you enter, and it cannot guarantee future account balances or payment outcomes.